Terms of Use
Last updated: 11 September 2026
These terms apply to your use of carcal (the “Service”), a daymcloud product owned and operated by TOUCH MEDIA (202403171322). By signing up for or using the Service, you agree to these terms.
1. The Service
carcal is an online vehicle instalment calculator for sales advisors. All calculations use the flat-rate method and are estimates only. Actual instalments, interest and approval are determined by the bank or financing institution. You are responsible for making this clear to your customers.
2. Accounts
- You must provide a valid email address and phone number that belong to you.
- An account can only be active on one device at a time. Logging in on a new device logs out the previous one.
- You are responsible for keeping your password confidential. Tell us immediately if your account is misused.
- Each phone number is eligible for one free trial only.
3. Trial, subscription & payment
- New accounts receive a 30-day free trial that starts once the email address is verified.
- Subscriptions are paid in advance per plan (monthly, quarterly or yearly) via DuitNow or bank transfer, and are activated once payment is confirmed.
- There is no automatic renewal. A subscription ends on its expiry date unless a new payment is made.
- Confirmed payments are non-refundable, except at our discretion.
- We may change prices with prior notice; changes do not affect periods already paid for.
4. Your content
You own the vehicle data and images you upload. You confirm that you have the right to use those images, logos and trademarks. We store this content solely to provide the Service to you.
5. Prohibited use
- Sharing your account with others or reselling access.
- Uploading content that is unlawful, misleading or infringes the rights of others.
- Attempting to breach, disrupt or deliberately overload the system.
6. Suspension & termination
We may suspend or terminate accounts that breach these terms. You may stop using the Service at any time.
7. Limitation of liability
The Service is provided “as is”. To the extent permitted by law, we are not liable for any loss arising from reliance on estimated calculations, service interruptions or data loss. Our total liability shall not exceed the fees you paid in the last 3 months.
8. Changes to these terms
We may update these terms from time to time. The latest version is always shown on this page.
9. Governing law
These terms are governed by the laws of Malaysia.